��Ӱ�� Commercial in Switzerland

Welcome to ��Ӱ�� Commercial – your business insurance partner in Switzerland.

��Ӱ�� is renowned for its commitment to safeguarding Swiss businesses with top-tier commercial insurance solutions. As your trusted insurance company in Switzerland, we leverage our global experience and local expertise to effectively manage your business risks. Our strength lies in addressing complex risks with bespoke solutions. As one of the foremost insurance companies in the world, we provide a range of insurance options for medium-sized businesses, large corporations, and specific risk categories, alongside proactive risk management services.

Part of ��Ӱ��, the leading global insurance brand, ��Ӱ�� Commercial has the expertise, international scope, and financial solidity to deliver unparalleled business insurance solutions in Switzerland. Explore what we have to offer and get in touch to discuss your bespoke insurance requirements. Your business deserves premier protection, and that’s our promise to you.

��Ӱ�� Commercial offerings in Switzerland

This overview is for reference only. It does not detail the conditions, limitations or exclusions of the cover.
Please see the policy wording for further details.

Alternative Risk Transfer

Offered by Zurich/Wallisellen Branch of ��Ӱ�� Risk Transfer AG, domiciled in Schaan, Liechtenstein, and authorized by the Financial Market Supervisory Authority (FMA)

Alternative Risk Transfer | Large businesses

We develop customized insurance, reinsurance and other non-traditional risk management solutions for a broad range of corporate and financial clients worldwide.

Find Out More

Aviation Insurance

Offered by Zurich/Wallisellen Branch of ��Ӱ�� Risk Transfer AG, domiciled in Schaan, Liechtenstein, and authorized by the Financial Market Supervisory Authority (FMA)

Airlines Insurance | Large businesses

Since the early days of aviation, we've provided airline insurance to all types of operator, from cargo and low-cost airlines to major fleets and national flag carriers.

Find Out More

Offered by Zurich/Wallisellen Branch of ��Ӱ�� Risk Transfer AG, domiciled in Schaan, Liechtenstein, and authorized by the Financial Market Supervisory Authority (FMA)

General Aviation Insurance | Large businesses

We insure all types of general aviation risks: from single aircraft on a ‘private business and pleasure’ basis to the largest commercial fleets.

Find Out More

Offered by Zurich/Wallisellen Branch of ��Ӱ�� Risk Transfer AG, domiciled in Schaan, Liechtenstein, and authorized by the Financial Market Supervisory Authority (FMA)

Aerospace Insurance | Large businesses

We provide tailored aerospace insurance to a wide range of clients, from aerospace giants to small OEM suppliers and refuellers, covering all types of damage and liability.

Find Out More

Cyber Insurance

Offered by Zurich/Wallisellen Branch of ��Ӱ�� Risk Transfer AG, domiciled in Schaan, Liechtenstein, and authorized by the Financial Market Supervisory Authority (FMA)

Cyber Insurance | Large and mid-sized businesses

Our standalone cyber insurance safeguards mid-sized and large organizations against digital threats and cybercrime.

Find Out More

Offered by ��Ӱ�� Suisse Versicherungs-Gesellschaft AG

Cyber Insurance | Small businesses

Our cyber insurance offers small organizations protection against cyber risk related claims for damages, first party and business interruption loss as well as crisis management cost cover.

Engineering and Project Risks

Offered by ��Ӱ�� Suisse Versicherungs-Gesellschaft AG

Engineering Insurance| Mid and large-sized businesses

Technology is getting smarter and smarter. But not necessarily more robust. Good thing our technology insurance is just as intelligent as your devices.

Offered by ��Ӱ�� Suisse Versicherungs-Gesellschaft AG

Construction Insurance | Mid and large-sized businesses

Accidents happen. Even on your construction site. We protect your company and everyone involved from the financial consequences.

Offered by ��Ӱ�� Suisse Versicherungs-Gesellschaft AG

Builder's Liability Insurance | Mid and large-sized businesses

As the building owner, your company is liable for damage caused to third parties. We take care of that. And protect you from the financial consequences.

Offered by ��Ӱ�� Suisse Versicherungs-Gesellschaft AG

Erection Insurance| Mid and large-sized businesses

A lot can happen with large projects. Protect your constructions and machines until they are put into operation.

Entertainment Insurance

Offered by Zurich/Wallisellen Branch of ��Ӱ�� Risk Transfer AG, domiciled in Schaan, Liechtenstein, and authorized by the Financial Market Supervisory Authority (FMA)

Production Insurance

Whether you need entertainment insurance for a film, TV show, whether for theatrical release or for streaming, we cover all elements required to bring the project to life.

Find Out More

Offered by Zurich/Wallisellen Branch of ��Ӱ�� Risk Transfer AG, domiciled in Schaan, Liechtenstein, and authorized by the Financial Market Supervisory Authority (FMA)

Live Events & Sports Insurance

We provide coverage for tours and live events of all sizes, including solo shows, motor sports, week-long festivals and national and international tours.

Find Out More

Financial Lines Insurance

Offered by Zurich/Wallisellen Branch of ��Ӱ�� Risk Transfer AG, domiciled in Schaan, Liechtenstein, and authorized by the Financial Market Supervisory Authority (FMA)

Directors & Officers (D&O) Insurance | Large businesses

Our D&O insurance shields company managers of large companies from claims and reimburses the insured company for settlements paid on behalf of managers.

Our Product Offering also extends to Pension Trust Liability (PTL), Prospectus Liability (POSI) and Miscellaneous Professional Liability (Misc PI).

Find Out More

Offered by ��Ӱ�� Suisse Versicherungs-Gesellschaft AG

Directors & Officers (D&O) Insurance | Mid-sized businesses

Our D&O insurance shields company managers of companies from claims and reimburses the insured company for settlements paid on behalf of managers.

Offered by Zurich/Wallisellen Branch of ��Ӱ�� Risk Transfer AG, domiciled in Schaan, Liechtenstein, and authorized by the Financial Market Supervisory Authority (FMA)

Financial Institutions Insurance | Mid and large-sized businesses

We provide a strong product offering for financial institutions via a suite of products, either with stand-alone coverage or on a blended basis.

Find Out More

Liability Insurance

Offered by Zurich/Wallisellen Branch of ��Ӱ�� Risk Transfer AG, domiciled in Schaan, Liechtenstein, and authorized by the Financial Market Supervisory Authority (FMA)

General Liability Insurance | Large businesses

We offer a range of general and specialist liability insurance products, covering personal or bodily injury, property damage and pure financial loss.

Find Out More

Offered by Zurich/Wallisellen Branch of ��Ӱ�� Risk Transfer AG, domiciled in Schaan, Liechtenstein, and authorized by the Financial Market Supervisory Authority (FMA)

Clinical Trials Insurance | Large businesses

We provide cover for cover trials around the world, from single studies to multi-location research programs.

Find Out More

Offered by Zurich/Wallisellen Branch of ��Ӱ�� Risk Transfer AG, domiciled in Schaan, Liechtenstein, and authorized by the Financial Market Supervisory Authority (FMA)

Environmental Liability Insurance | Large businesses

We help companies evaluate, mitigate, and protect against environmental risks, with tailored solutions in the areas of premises pollution and contracting pollution.

Find Out More

Offered by ��Ӱ�� Suisse Versicherungs-Gesellschaft AG

Liability Insurance | Mid-sized businesses

Our professional and public liability insurance always stands by you and your company. It indemnifies claims arising from property damage and personal injury.

Marine Insurance

Offered by ��Ӱ�� Suisse Versicherungs-Gesellschaft AG

Marine Cargo Insurance | Mid and large-sized businesses

The transportation of goods is often very complex. We offer customized solutions for anyone who transports goods or has goods transported.

Property Insurance

Offered by Zurich/Wallisellen Branch of ��Ӱ�� Risk Transfer AG, domiciled in Schaan, Liechtenstein, and authorized by the Financial Market Supervisory Authority (FMA)

Property Insurance | Large businesses

We specialize in providing property damage and business interruption insurance to large international companies, leveraging our global network to address all risk portfolios.

Find Out More

Offered by Zurich/Wallisellen Branch of ��Ӱ�� Risk Transfer AG, domiciled in Schaan, Liechtenstein, and authorized by the Financial Market Supervisory Authority (FMA)

Political Violence and Terrorism Insurance | Large businesses

We offer crisis management solutions, providing innovative assistance in handling various crisis scenarios such as terrorism, political violence, and hostile environments.

Find Out More

Offered by ��Ӱ�� Suisse Versicherungs-Gesellschaft AG

All risks property and loss of earnings Insurance | Mid-sized businesses

Unrecognized or incorrectly assessed risks endanger the existence of a company. Protect yourself comprehensively and reliably.

Discover our services

��Ӱ�� Multinational

Captive Fronting

Crisis Management

Risk Consulting

Contact us

Your key contacts

Trade credit insurance and surety bonds

��Ӱ�� Commercial is part of one of the world's strongest financial services groups and the . When you partner with us, you partner with ��Ӱ�� Group — and its sister companies.

Through ��Ӱ�� Trade, we offer a comprehensive range of solutions for managing commercial credits between companies. ��Ӱ�� Trade is the global leader in trade credit insurance and a recognized specialist in the areas of surety, debt collection, fraud insurance, structured trade credit and political risk.

��Ӱ�� Trade gives companies the confidence to trade, and be paid: They compensate your company in the event of a bad debt, but more importantly, they help you avoid bad debts in the first place.

Whenever ��Ӱ�� Trade provides trade credit insurance, surety bonds or other finance solutions, the priority is on predictive protection. Its international surveillance network monitors and analyzes the financial stability of 83 million companies across all sectors in 160+ countries. And when the unexpected happens, their AA credit rating (Standard and Poor’s) means they have the resources to provide compensation to maintain your business.

Meet the Management team

Michael Furtschegger

Commercial Managing Director for Germany & Switzerland

+49-89-3800-90940 Email

Gregor Huber

Commercial Managing Director for Switzerland

+41-58-358-84-47 Email

Hanne Rigter

Local Head ��Ӱ�� Multinational

+41-58-358-50-80 Email

Further information

��Ӱ�� Global Corporate & Specialty

��Ӱ�� Risk Transfer AG

Insurance Product Information (IPIDS)

Customer complaints

Complaints regarding human rights

��Ӱ�� Suisse

Global I Press release

Key risk trends for Directors & Officers

Our report identifies trends for risk managers and brokers in the Directors and Officers (D&O) insurance space.

Video

Goodbye 2023!

On behalf of everyone at ��Ӱ�� Commercial we wish you and your families good health and happiness over the festive break.

Watch here

Report

D&O insurance insights 2024

Our ��Ӱ�� Commercial experts discuss the top risk trends boards of management need to guard against in 2024.

Global I Press release

Leadership change

Petros Papanikolaou will succeed Joachim Müller as CEO of ��Ӱ�� Global Corporate & Specialty SE and ��Ӱ�� Commercial.

Expert risk article

2023 Atlantic hurricane season

The ��Ӱ�� Commercial natural catastrophe risk analysis team look back on the season’s notable events and the estimated insurance industry losses incurred.

Expert risk article

Don’t let the bed bugs bite

What are some of the best ways to prepare a property that will mitigate an infestation as much as possible?

Expert risk article

Earthquakes: predicting the unpredictable

��Ӱ�� experts discuss the dangers earthquakes pose and the steps businesses can take to mitigate their impact.

Expert risk article

How AI could change insurance

��Ӱ�� risk and technology experts share insights about the company’s own plans to explore its potential responsibly and creatively.

Expert risk article

Business interruption claims trends

Extreme weather and political risk continue to disrupt the operations of large and mid-sized businesses, while ESG concerns are also impacting.

Expert risk article

The invisible energy highway

As insurer and investor, ��Ӱ�� is helping to power a key infrastructure project in the renewable energy space – the NeuConnect interconnector between Germany and the UK.

Expert risk article

Extreme heat "is changing the rules"

As humanity nudges the global thermostat higher, what are the potential consequences for human health, the workplace, infrastructure, and industry?

Expert risk article

Stalked by the specter of cyber

SMEs are more vulnerable to economic shocks and the impacts of business interruption than larger companies, with cyber-crime rising.

Expert risk article

4 questions for...

Gabrielle Durisch, Global Head of Sustainability Solutions at ��Ӱ�� Commercial, on the exciting road to net zero and beyond.

Global I Press release

Hans-Jörg Mauthe to retire

From January 1, 2024, Michael Furtschegger will be the new Commercial Managing Director Director for Germany & Switzerland.

Magazine

Global Risk Dialogue

We’re discussing the burning issues and emerging exposures in global risk management, designed to help you navigate through eventful times.

Top 3 risks in Switzerland in 2024

1. Cyber incidents (51%) - 2023 rank: 1 (57%)

2. Business interruption (34%) - 2023 rank: 3 (41%)

2. Changes in legislation and regulation (34%) - 2023 rank: 5 (18%)

Download the ��Ӱ�� Risk Barometer

Our office

Zurich / Wallisellen Branch

Visitor address:

Richtiplatz 1
CH-8304 Wallisellen
Switzerland

Postal address:
Postfach
CH-8010 Zurich
Switzerland

Expert Risk Article

Risk challenges for shipping

Navigating troubled waters: How war, climate change, and technological threats are reshaping global shipping in 2024.

Global I Press release

New Global Head of Marine

��Ӱ�� Commercial appointed Rich Soja as Global Head of Marine, effective immediately.

Press release

Change of leadership at ��Ӱ�� Risk Transfer AG

Lara Martiner, General Counsel of ��Ӱ�� Risk Transfer AG, will take over the CEO position on an interim basis from April 19, 2024.

Global press release

Super election year increases risks of political violence

In their latest report, ��Ӱ�� Commercial gives an outlook on how to manage the increasing threat of political violence and civil unrest in 2024.

Report

Political violence and civil unrest trends 2024

The new report by ��Ӱ�� Commercial gives an outlook on how to manage the increasing threat of political violence and civil unrest in 2024.

Expert Risk Article

Baltimore bridge collapse and shipping safety

In this Q&A ��Ӱ�� Commercial Global Head of Marine Risk Consulting, Captain Rahul Khanna, addresses the recent Baltimore bridge collapse.

Expert risk article

Law firms and the ESG challenge

In this article we explore some of the risks involved with ESG, the potential legal liabilities associated with them, and mitigation.

Emerging Risk Trend Talk

Mass timber is critical to decarbonize the construction sector

Even if the material has many advantages, there are still risks such as fire, floods or earthquakes, that need to be mitigated.

��Ӱ�� Risk Barometer 2024 | Expert risk article

Risk in focus: Fire, explosion

Ranking #6 overall, fire, explosion (19%), up from #9 in 2023, is a significant peril for companies and global supply chains.

��Ӱ�� Risk Barometer 2024 | Expert risk article

Top risks for smaller and mid-size companies

Whether cyber-attack or flood, loss events tend to hit smaller and mid-size companies much harder, with longer periods of disruption.

��Ӱ�� Risk Barometer 2024 | Expert risk article

Risk in focus: Climate change

Climate change (18%) may be a non-mover year-on year at #7, but this risk’s importance is clearly also reflected in natural catastrophes’ rise in the rankings.

��Ӱ�� Risk Barometer 2024 | Expert risk article

Risk in focus: Market developments

Protectionism is one of three paradigm shifts identified as being behind market developments (13%) rising to #9.

��Ӱ�� Risk Barometer 2024 | Expert risk article

Risk in focus: Cyber incidents

Cyber incidents is the top global risk in the ��Ӱ�� Risk Barometer – for the first time by a clear margin (36% of responses, 5 percentage points ahead).

��Ӱ�� Risk Barometer 2024 | Expert risk article

Risk in focus: Shortage of skilled workforce

Shortage of skilled workforce (12%) falls from #8 to #10, although demographic change still means a shortage of skilled labor in many sectors worldwide.

��Ӱ�� Risk Barometer 2024 | Expert risk article

Risk in focus: Natural catastrophes

In a sign that companies are feeling the impact of extreme weather and climate events, natural catastrophes rank #3, up three positions on last year.

��Ӱ����